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Your first key to a new home is a great home loan. When you choose EFCU, you’ll be working with a mortgage lender who bends over backward to put you in the home you want.

Home Loans


Buying a home is a big deal – and we understand how much it means to you. Whether you’re buying your very first home, something smaller or larger, or a nice vacation spot in the mountains, we know it’s deeply personal to you – and we want to make the process as seamless and stress-free as possible.

We’ll personally guide you through the entire process, from application to closing.

Our home loans offer:

  • Competitive rates
  • Terms up to 30 years
  • Purchase or refinance options available
  • Conventional fixed and adjustable rate mortgages
  • FHA, VA, and USDA options

Are you preparing to buy your first home? Check out our First-time Homebuyers Guide packed full of information and tips to help you through the home buying process.

To get started on your home buying journey today, please complete our fillable Residential Loan Application and email to Lindsay Osuch:  You can also contact Lindsay via cell phone at 775-738-1065.

If you have any questions, please call 775-738-4083.

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*Rates for this product are determined by an evaluation of applicant credit. Your rate may vary from the rate shown.