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ROUTING NUMBER: 324274033
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CONVENIENCE SERVICES

EFCU

Additional Services

Smooth the rough spots in your financial journey and unify everything with added perks that empower you to accomplish more, your way. Our suite of convenience services is designed to simplify your life.
  • Remote Teller
  • Bank by Phone
  • Notary
  • Signature Guarantee
  • Night Deposit
  • Direct Deposit
  • Money Orders
  • Wire Transfers
  • Travel Cards and Gift Cards

REMOTE TELLER MACHINES

Enjoy a state-of-the-art banking experience with EFCU’s Remote Teller machines. Our Remote Teller connects you via video with a local EFCU teller to combine real-time personal member service with traditional ATM functions and more – for enhanced services and assistance for you.

Use our ITM (Interactive Teller Machine) for regular ATM transactions anytime or get enhanced functionality during ITM drive-up hours.

Remote Teller Drive-up Hours

(Elko & Spring Creek)

  • Mon – Wed: 8:30AM – 5:00PM
  • Thur: 10:00AM – 5:00PM
  • Fri: 8:30AM – 5:30PM
  • Sat: 9:00AM – 12:00

 

Enhanced Functionality, Superior Convenience

EFCU’s Remote Teller provides all the functionality of traditional ATMs, plus a whole lot more:

  • Direct access to a teller for personal help and additional services
  • Convenient access to live assistance, right from your vehicle
  • Greater privacy than in branch
  • Shorter lines and wait times
  • No need for envelopes, deposit slips, or debit cards to make transactions
  • Deposit or withdraw cash, transfer money, cash checks, make loan payments, and more
  • Option to choose from denominations when you make a cash withdrawal: Elko Branch: $100s, $20s, $5s or $1s or Spring Creek branch: $50s, $20s, $5s or $1s 
  • Get answers to questions about your accounts or speak to a teller to inquire about your account information, order checks, and more

For questions about our Remote Teller machines, please contact Member Services at 775.738.4083.

Remote Teller Machines from EFCU

 

TELEPHONE BANKING

Discover the convenience of our round-the-clock automated phone service for updates on your account balances and beyond.

Simply dial 775.778.6868 to get started.

NOTARY SERVICES

Our notary services are complimentary for all members, ensuring you have access to the support you need, when you need it. And because we believe in inclusivity, we extend our notary services to non-members as well, with a charge of $15.00 per signature verification, based on the signature type. Swing by any of our branches to take advantage of this accessible service.

MEDALLION SIGNATURE GUARANTEE

The Medallion Signature Guarantee, a necessity mandated by the Securities and Exchange Commission for any stock transaction, is offered at no cost solely to our esteemed members.

NIGHT DEPOSITORY

Don't worry if your workday stretched past our operating hours—you can still securely make your deposit. Swing by our branches in Elko or Spring Creek and utilize our convenient night drop service. Forget about the hassle of keys or filling out paperwork. (Note: We do provide keys for businesses and members with sizable deposit bags for added convenience.)

Need more details?

Dial 775.738.4083 or visit us at our Elko or Spring Creek locations. We’re here to help.

DIRECT DEPOSIT

Don't worry if your workday stretched past our operating hours—you can still securely make your deposit. Swing by our branches in Elko or Spring Creek and utilize our convenient night drop service. Forget about the hassle of keys or filling out paperwork. (Note: We do provide keys for businesses and members with sizable deposit bags for added convenience.)

Need more details?

Dial 775.738.4083 or visit us at our Elko or Spring Creek locations. We’re here to help.

MONEY ORDERS

Experience the convenience of securing Traveler’s Express Company money orders through our services, tailored specifically for our valued members. Obtain your money order in any denomination up to $1,000, all for the nominal fee of only $2.00 per order.

Lost Money Orders

Should you find yourself in the unfortunate situation of a lost money order, do not hesitate to reach out to us at 775.738.4083 to initiate a claim for a lost money order. Alternatively, you have the option to contact the Traveler’s Express Company directly at 800.542.3590 for assistance.

WIRE TRANSFER DEPOSIT

Transfer funds globally with ease using EFCU's wire transfer services.

Outgoing Wire Transfers

Requirements:

  • Place all wire transfers in person – for your security.
  • Place your wire transfer prior to 1:30 p.m. local time for the wire to be sent the same day.
  • When wiring to another credit union, a third party may apply. Contact the credit union to verify if a third party is used.
  • Make wire transfers for just a $20 fee for those sent within the US and just $32 for wire transfers sent outside the US.
  • Be prepared to provide the following information to place the wire transfer: 
    1. Receiving Bank Name
    2. Routing and Transit Number
    3. If International Wire name and address of Bank and Swift Number
    4. Second Receiving Bank (if applicable),
    5. Routing and Transit Number
    6. Address
    7. Final Credit To,
    8. Name,
    9. Account Number
    10. Address
    11. Special Instructions (if applicable)

Incoming Wire Transfers

Have the sender provide the following information when sending a wire transfer to place funds in your EFCU account:

First Receiving Bank Catalyst Corp FCU
Address 6801 Parkwood Blvd Plano TX 75024
Routing & Transit 311990511
To Further Credit Elko Federal Credit Union
Address 2397 Mtn. City Hwy Elko, NV 89801
Account Number 324274033
To Final Credit: Member’s Name  
Member’s Address:  
Member’s Account Number:  
Special Instructions (Example: To pay off auto loan)

Visa Travel Cards and Gift Cards

Travel with the convenience and security of travel cards and gift cards from EFCU, with the following options:

Travel Cards ($5.95 fee per card, $3.95 fee per reload)

$100 minimum

$5,000 maximum

Gift Cards ($3.95 fee per card)

$20 minimum

$1,000 maximum

Lost your Travel or Gift Card?

Contact CUMoney directly and immediately

at 1-833-729-2853 or visit cumoney.com.

 

ONLINE SERVICES

We’re more than brick and mortar. We’re cutting-edge technology backed by people who care. Our online services are designed to make managing your finances convenient, wherever you are.

  • Elko FCU Mobile Banking App
  • Online Banking and Mobile Banking
  • Online Bill Pay
  • e-Statements
  • Check Reordering

Download the New Elko FCU Mobile Banking App Now

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Download on Google Play

 

Online Banking and Mobile Banking

It’s the “anywhere, anytime” way to access and manage your accounts. With your internet-connected PC or mobile device, or through our mobile app (available from the Google Play and iTunes stores), you can:

Check your account balances and activity
Transfer funds
View cleared checks
Apply for a loan
Even open a new membership and much more

Click here for a list of frequently asked questions. For help enrolling in Online and Mobile banking please call 775.738.4083

Online Bill Pay

Our free online bill pay service gives you one of the easiest ways to pay your one-time and recurring bills. No more writing checks, no more stamps, and no more trips to the mail box. Just click and done. Plus, paying bills online is more secure than sending cash or checks in the mail.

With EFCU online bill pay, you can:

Schedule one-time payments
Set up recurring payments for bills with regular payment amounts
Pay any company or individual easily
View pending payments and previous payment activity and more

This service and most payments are free, but there are fees under special circumstances. Learn about those here.

e-Statements

Choosing e-Statements over paper statements offers you a wealth of benefits, including free, convenient storage of 18 months’ worth of statements, extra security, faster delivery, and reduced clutter. Need another reason? e-Statements reduce paper waste, and that’s not only good for you – it’s good for all of us.

Enroll within your Online Banking account.

Check Reordering

When you run out of checks, don’t worry – we’re here to help in a snap. Just give us a call at 775.738.4083, stop by any branch, or order a fresh supply of checks here.
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Not A Member Yet?

These are just a few of the incredible benefits you'll enjoy as a member of EFCU. From competitive interest rates to personalized customer service, we go above and beyond to meet your financial needs. So why wait any longer? Join EFCU today and experience the difference for yourself!