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ROUTING NUMBER: 324274033
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SHARE CERTIFICATES

Elevate your savings to new heights with EFCU Share Certificates, offering secure and enhanced returns designed exclusively for our members. Set any financial target and watch your investments flourish with ease.

EFCU

Maximize Your Savings with EFCU Share Certificates

Discover how EFCU Share Certificates can help you earn interest and achieve your financial goals. A Share Certificate is similar to a savings account but offers higher dividends over a set term. Whether you're planning for short-term needs or long-term milestones, our certificates of deposit (CDs) provide a secure and rewarding way to grow your savings.

Benefits of EFCU Share Certificates:

  • Guaranteed Returns: Enjoy a fixed rate of return for the duration of your certificate.
  • Monthly Compounding: Dividends are compounded and credited monthly, maximizing the amount of interest earned.
  • Flexibility at Maturity: Make unlimited additional deposits when your Share Certificate’s maturity date is reached or renew your certificate automatically for continued growth.
  • Access to Funds: If necessary, make withdrawals before the maturity date—though fees may apply.*

The rates, fees and terms applicable to your account at Elko Federal Credit Union are provided with this Truth-In-Savings Disclosure. Elko Federal Credit Union may offer other rates for these accounts from time to time.

Why Choose EFCU for Certificates of Deposit (CDs)?

EFCU’s federally insured Share Certificates provide peace of mind with guaranteed returns and the flexibility to fit your financial strategy. Whether you're focused on short-term savings goals or building long-term wealth, our certificates offer a practical solution for earning interest.

How Do Share Certificates Work?

When you open a Share Certificate, you agree to leave your money deposited for a specific term. During this time, you’ll earn a fixed rate of interest, which is compounded monthly and credited to your account. Once the maturity date arrives, you can withdraw your funds, reinvest in another certificate, or add to your balance for even greater growth.

Key Features:

  • Competitive rates tailored to your savings needs
  • Terms that range from short-term options to long-term commitments
  • Federally insured deposits for security and confidence

Start Earning More Today

EFCU Share Certificates make it easy to save smarter and earn more. Whether you're saving for a dream vacation, a major purchase, or retirement, our CDs help you move closer to your goals with predictable returns.

*Fees may apply for early withdrawals. Contact Elko Federal Credit Union for complete details on rates, terms, and conditions.

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Not A Member Yet?

Great checking accounts are just the beginning of the incredible benefits you'll enjoy as a member of EFCU. From competitive interest rates to personalized customer service, we go above and beyond to meet your financial needs. So why wait any longer? Join EFCU today and experience the difference for yourself!
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